Black Ridge Personal Security Products
Protecting your Home and Family since 1998 - A United States Based Company!

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Is It Legal In Your State? Check Here >  StunLaws

!!No sales of these items Outside the US. Stun guns are Illegal in Canada and most Countries. 
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Sears - Washington Mutual -
Looking for a good deal? You want the best price? The Lowest Interest Rates? I bet you even went shopping for the best credit card deals. You better check again. More then likely your bank is ripping you off!!
Have you checked your interest rate lately? If you recently got a credit card with great rates you better check those rates often. Most credit cards stipulate that they can change your rates any time they want. For any reason that they want including your paying late on another card not owned by them.

See our links above for examples.


There was a good show on PBS a while back that showed how the credit card banks are manipulating their customers for their own profit. Low interest rates that make the minimum payment take 30 years to pay off the balance. That's 30 years they can charge 20% interest.  OR Ooops on vacation and missed a payment? It's right there in that agreement that you didn't read - in fine print. They can now up that low 15% rate you had straight to 20+% or whatever they want to charge. And check out the fee they can charge you for that missed payment $30+ for many banks.

The consumers that these banks don't like are the ones that pay their balance off every month. Why? because they don't make any residual income off of them.

As a side note be very careful doing online payments. You wont get a monthly reminder from Capital One until your already past due. Or they may claim you get it a month early which is just as useless. It's by design - They know many will forget and they can hit that customer with a higher interest rate and a nice $30.00 late fee.

Remember $10.00 spent on a credit card can EASILY end up $50.00 or more by the time its paid off. Boy wish I had that kind of residual income.


Have a story about legal fraud and trickery from a credit card? Send us an email and give us permission to print it and state whether or not we can use your real name.



It is the buyers responsibility, not the seller, to ascertain and obey all applicable local, state, and federal laws regarding the possession and use of any item offered by Black Ridge Security Self Defense Products. If you are unsure, please contact your local or state authorities. Also, be sure and check the laws on Stun Guns for your State, County and Country legality. Don't even think about ordering PepperSpray or StunGuns if you don't live in the USA.